According to the Federal Trade Commission (FTC), identity theft is one of the most common complaints consumers make when reporting fraud. In 2017 alone, 16.8 million Americans were victims of identity theft. It doesn’t stop there: new research indicates that identity thieves now take stealthier approaches to mask their fraudulent activities, making it even harder […]
Buying a house is a series of choices that should lead to living in a place that best suits your needs. But how do you decide what you need? How do you advocate for those choices? And where do you even begin? We’ve distilled the answers into a few points to consider to help make […]
Investing. The word can be enough to make people shiver. The old-timey notion is that investing is reserved for the rich and those on Wall Street, and that the average Joe just doesn’t know enough about the stock market to invest. We’re here to tell you that isn’t true. Investing doesn’t have to be scary, […]
Applying for a personal loan can be a great way to help your finances. Nevertheless, and especially if you’ve never actually had a personal loan before, mistakes do happen—whether during the loan application process or the duration of a loan itself. Whenever the time is right for you to apply for a personal loan, avoid […]
The idea of budgeting is one that can scare even the best of us. Budgets have the reputation of being tedious and hard, and as such people can be reluctant to even attempt to create one – but it doesn’t have to be that way. With these free budgeting tools, budgeting can be as easy […]
From overdue credit card payments to unpaid student loans, personal debt can creep up in many ways. While those two types of debt may be quite familiar to a lot of us, there’s one type that we may forget about entirely. You guessed it: it’s medical debt. The United States spends nearly $11,000 on health […]
Remember when you were receiving what seemed like a ‘Save the Date’ or wedding invitation in the mail or online every week? Well, those weddings are likely right around the corner. Wedding season has officially arrived and although you could not be more excited to see your best friend, sister, or 4th cousin say ‘I […]
When taking out a loan, one of the first things other lenders will look at is your credit score. While maintaining good credit and avoiding bad credit seem to be top-of-mind for those concerned with their own scores, do you know how often credit scores update? Because your credit can make or break a loan […]
Queue the school bell. Begin the morning announcements. Although we’re currently in the dog days of summer, it’s not long until your kids are back to after-school sports and math homework. This year, be prepared for back-to-school shopping with Illinois Lending. We’re here to show you how to save money, and time, as you stock […]