Crafting a monthly budget is a fantastic way to hold yourself accountable to your financial goals and stretch the capabilities of your income. While crunching numbers can be a little frustrating, the benefit of creating a personal monthly budget is that you will have an individualized plan for how you aspire to spend your money. […]
There are more options for credit and debit cards today than ever. Sometimes, it can be a little confusing when you step up to a cash register and have to choose which card to use. Leveraging when best to use your debit and credit cards can maximize your benefits and leave you to make more […]
Preparation for events of emergency begin with your financial stability. Just like life, your income can become subject to change, and it’s a good idea to be ready for anything. Consider steadying your income by opening an emergency fund for the events you can’t plan for. What is an emergency fund? An emergency fund is […]
Having multiple streams of income can help relieve the pressure of relying solely on one job to pay your bills and reach your retirement savings goals. Luckily, one of these streams could be income that you earn daily—without even trying. Passive income is the monetary stream that could help you achieve your savings goals sooner […]
Figuring out how much of your income to save each month is as intimate a decision and striking the right balance is an important move that could set up your future decades from now. According to an article by CNBC, the average American savings account for adults without children, aged thirty-four and younger, holds just […]
No matter who you are or what you do, you could probably use some extra cash. Honestly, we all could. That’s why side hustles are a thing—and there are a lot of good ones out there for us to choose from. Here are 10 side hustle ideas you can try when and if you’re tight […]
Are you looking to expand your options for debt repayment? Are you interested in or presently working in the public sector? Luckily, these two variables are crucial deciding factors for your eligibility for a student loan forgiveness program.There’s a wide array of forgiveness programs and one of them might save you thousands of dollars on […]
Some of life’s sweetest happenings come in pairings. On this list are matching socks, milk to cookies, and, perhaps, the cosigner to your loan. Obtaining a loan can be a process all its own but doing so with a cosigner can not only alleviate stress but make you a more viable borrower. Getting a loan […]
Having a lot of credit card debt can be, well, a lot. When it comes to resolving it, your first instinct may be to do so all at once. You wouldn’t be wrong for thinking that way: many people will tell you that this is the best, if not only, way to pay off your […]