Why Illinois Lending

Benefits of Illinois Lending loans

We’re one of the only companies in Illinois that offers the choice of online or in-store loans. Do what works for you: apply online and receive your loan from the comfort of your home, or visit our stores, where our friendly staff can help you out.

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  • Multiple locations

    With our convenient online application and storefront locations it’s easy to get your loans.

  • Same day approvals

    You’ll get same-day approval during business hours, to receive your check or direct deposit the next day.

  • Years of experience

    For more than 20 years, thousands of satisfied customers have relied on us for short-term funding.

  • Easy application

    We make it easy to apply anywhere, even on your phone, with our secure online loan applications.

  • We offer Instant Funding!

    Get your money in minutes after you're approved! Ask about instant funding during your application process!

  • No hidden fees

    Thousands of satisfied customers can attest: there are no hidden fees and no prepayment penalties.

  • No credit checks

    There’s no credit check needed to get a loan from Illinois Lending, and applying doesn’t affect your credit score.

We have been doing business from 6 branch locations since 1996.

Committed to Customer Satisfaction

Illinois Lending (ILC) is a fully-licensed, locally owned and operated loan company doing business online and from 6 branch locations in Illinois since 1996. We are licensed and regulated under the Illinois Consumer Installment Loan Act.

With over 20 years in the business, we have thousands of loyal customers who have trusted us to help them with their finances in times of need. Our customer service representatives are committed to your satisfaction.

About Illinois Lending

No matter your situation, we’ll provide the loan services you need. We value each of our new and existing customers, and we offer personal, prompt, and efficient service to anyone who applies online or walks into our stores. We are not a payday loan company—payday loans are usually much more expensive and have more restrictions. In contrast, our loans are more affordable and easy to repay.

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What our customers are saying


I love this company they were there for me when I needed extra cash for my move.


Once again, the best in the biz. Always above and beyond customer service, especially Jen. Great women at the Moline location.


Staff is always friendly and helpful.


Great staff always helpful and nice. Great rates.


Very professional and helpful. And certainly a better value than a payday loan or title loan place. I recommend Illinois Lending greatly.


I really love this place they have very friendly staff. They even went above and beyond when I was having trouble getting me check cashed I really love this place and will recommend it to everyone.


Super friendly and amazing to deal with!


Illinois lending is very friendly and very easy to work with. It was the best solution for our financial situation.


Everyone is absolutely amazing! They're always understanding when you can't make a payment. The staff go up and beyond to assist you. Thank you so much.


Refinance with ease. Excellent customer services. Been doing business with them for years and always feel welcome.


Every time I come see the women at the Moline office, they make borrowing so simple and easy. I never have any grief or negative attitudes to deal with. They make borrowing fun and enjoyable.


Provided me with a small loan to get over the hump. Easy process, customer service was friendly and polite.


Super easy and efficient process! I needed the loan due to a family emergency. I got approved within minutes, walked into location and was out with my loan in under 45 minutes.


Great service! Application process is easy to complete and approval is usually the same day. The rates they charge are much more affordable than a lot of other lenders in this category.


My experience is always positive and helpful. Have been doing business with this company for a long time. I have no complaints.


My experience was great it did not take a long time to do my loan. I was I and out within 15 minutes with no hassle at all.


Trustworthy, quick and personable. That’s the best way to describe the team of young ladies that work at Illinois Lending. Thank you for your professionalism and smiles.

Apply online in minutes and get a quick decision!

We’re dedicated to helping our customers. That’s why we offer easy loan applications,
speedy customer service, no hidden fees, and affordable payments.
Apply Now