What is the Illinois Consumer Installment Loan Act?

With so many options available when looking to apply for an installment loan from online lenders, it’s hard to know where to go. With differing annual percentage rates, interest, and overall terms, one important aspect you should always take into consideration is looking at lenders that are trusted and licensed. So, what do licensed lenders […]

APR, Collateral, & Interest Rates, Oh My! Your Guide to Loan Terminology

Whether for emergencies, tuition, bills or their own personal reasons, millions of Americans take out loans every year. Loans provide a form of assistance and allow you to stop worrying about immediate finances. However, finding the right loan for you and navigating the application process is not always easy. Learning about how loans work and […]

Why Do I Need a Personal Loan? 7 Reasons They Can Help

The decision of whether or not you should take out a personal loan can be daunting. With many specific borrowing options available, from home to auto loans and more, it can be difficult to know why and when you should choose a personal loan. With that said, the U.S. has continued to see massive growth […]

5 Habits to Raise Your Credit Score

Our credit score can affect many of the aspects of our life. This includes the ability to rent property, mortgage rates, and some employers will even review a credit report before extending an offer to a candidate. With a credit score being tied to so many lifestyle facets, many are seeking the quick and easy […]

Installment Loans: What Are They & Are They Right for Me?

The financial world can be stressful and confusing, but it doesn’t have to be. You can take comfort in the fact that there are essentially two types of loans in the world: installment loans and revolving credit. To put it simply, installment loans allow you to borrow a set amount of money all at once […]

What is a Loan Shark & How to Spot and Avoid Them

Most individuals have heard the horror stories associated with loan sharks and hoped that they never have to experience anything similar themselves. Unfortunately, however, loans sharks may be more common than you think. Each year, countless individuals fall victim to illegal business practices and are scammed by loan sharks. Moreover, they are prevalent across the […]

6 Things You Need When Applying for a Personal Loan

Life can come at us in unexpected ways, and there’s nothing worse than being stuck in a situation because of financial constraints. Fortunately, loans can lend a helping hand and empower us to focus on what matters most without worrying about immediate finances. As it currently stands, 10.8% of Americans took out a personal loan […]

How to Have a Great Vacation While on a Budget

Want to cross a destination off your travel bucket list? You’re not alone. Collectively, Americans spend over $100 billion on summer vacations every single year. However, you don’t need to spend a small fortune to go on your next getaway. Whether you’re planning a staycation, a cross-country trip, or a big international tour, you can […]