Illinois Lending,
a better way to borrow

Now offering Instant Funding - get your money in minutes!

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Apply online

With our secure online application, you don’t have to leave your home to get a loan! Simply submit the required documents online to get approved. Then, sign online and get the funds direct-deposited into your bank account and enjoy your cash as soon as the next day, or ask about our new Instant Funding and get your cash in minutes! Call us for details! **Online loans available to Illinois residents only

Apply Online

Visit us in-person

With in-store loans, you can apply for loans, get pre-approved, and submit the required documents online or in-store. Then, you’ll sign final documents and receive your check in-store. With this option, you’ll get helpful in-person assistance and same-day funds paid by check!


Loan Company In Illinois

Preoccupied with checking your bank balance? Worried that the next purchase will put you into the red? If you have recently been hit with an emergency that tapped every extra dime, you’re not alone. A short-term loan company could be just what you need to get back on track.

Let’s be honest: Fate often has a way of changing the game. There are many reasons you might have more bills than money, such as:

  • Medical or dental bills
  • Damage to your home
  • Auto repairs
  • Unexpected travel

At Illinois Lending, we are an installment loan company built to help with just these kinds of situations.

Illinois Lending

With loans ranging from $100 to $4,000 and better terms than payday loans, you have the flexibility to reset your finances.

Why Illinois Lending?

With better rates and terms than payday loans, Illinois Lending is the ideal choice for getting a personal loan. Compare our rates—you’ll be glad you did!

  • Easy application Apply anywhere, even on your phone, online or in-store.
  • No credit checks There’s no credit check needed and applying won’t affect credit scores.
  • No hidden fees There are no prepayment penalties and no surprises.
  • Same day approvals With same-day approvals, you’ll get your funds quickly.
  • Multiple locations We have storefront locations in Chicago and the Quad Cities.
Why Illinois Lending

What our customers are saying


I love this company they were there for me when I needed extra cash for my move.


Once again, the best in the biz. Always above and beyond customer service, especially Jen. Great women at the Moline location.


Staff is always friendly and helpful.


Great staff always helpful and nice. Great rates.


Very professional and helpful. And certainly a better value than a payday loan or title loan place. I recommend Illinois Lending greatly.


I really love this place they have very friendly staff. They even went above and beyond when I was having trouble getting me check cashed I really love this place and will recommend it to everyone.


Super friendly and amazing to deal with!


Illinois lending is very friendly and very easy to work with. It was the best solution for our financial situation.


Everyone is absolutely amazing! They're always understanding when you can't make a payment. The staff go up and beyond to assist you. Thank you so much.


Refinance with ease. Excellent customer services. Been doing business with them for years and always feel welcome.


Every time I come see the women at the Moline office, they make borrowing so simple and easy. I never have any grief or negative attitudes to deal with. They make borrowing fun and enjoyable.


Provided me with a small loan to get over the hump. Easy process, customer service was friendly and polite.


Super easy and efficient process! I needed the loan due to a family emergency. I got approved within minutes, walked into location and was out with my loan in under 45 minutes.


Great service! Application process is easy to complete and approval is usually the same day. The rates they charge are much more affordable than a lot of other lenders in this category.


My experience is always positive and helpful. Have been doing business with this company for a long time. I have no complaints.


My experience was great it did not take a long time to do my loan. I was I and out within 15 minutes with no hassle at all.


Trustworthy, quick and personable. That’s the best way to describe the team of young ladies that work at Illinois Lending. Thank you for your professionalism and smiles.

Take control of your finances

Apply online in minutes and get a quick decision!

We’re dedicated to helping our customers. That’s why we offer easy loan applications,
speedy customer service, no hidden fees, and affordable payments.
Apply Now
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The process is easy! Determine how much money you need, gather a few documents and submit them with your application.

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Learn More

Since 1996, ILC has strived to be one of the best online installment loan companies for our clients. If you have never applied for one of our loans, you might be delighted by how easy it can be. Most short-term lending companies make you choose between applying online or going to a store. For Illinois residents, you can decide which option is best for you.

Start by determining how much money you need. Gather a few documents and submit them with your application. If approved, you can get your loan by check or direct deposit as soon as the same day. We can even serve out-of-state residents in our brick-and-mortar stores. Just visit one of our short-term loan providers to learn more.