Slow & Steady: How to Pay Off Credit Card Debt Bit by Bit

Having a lot of credit card debt can be, well, a lot. When it comes to resolving it, your first instinct may be to do so all at once. You wouldn’t be wrong for thinking that way: many people will tell you that this is the best, if not only, way to pay off your […]

The Ins and Outs of Medical Debt Relief

From overdue credit card payments to unpaid student loans, personal debt can creep up in many ways. While those two types of debt may be quite familiar to a lot of us, there’s one type that we may forget about entirely. You guessed it: it’s medical debt. The United States spends nearly $11,000 on health […]

3 Different Types of Debt You May Have & How to Deal with Them

Managing debt can be intimidating and overwhelming. However, you are not alone: millions of Americans carry different types of consumer debt. In 2018, the total American household debt hit $13.21 trillion. It is essential for you to think about paying off your debt, but it is also crucial to learn to cope and not let […]

Three Reasons Why Millennials Need Loans

When you enter some financial troubles, and you find it problematic to repay some debts, the only thing that you can do is borrow some money. Unless you have friends or family who can lend it to you, you’ll have to opt for a loan. However, it’s often more comfortable to arrange a loan from […]

Your Utilities Were Cut Off… Now What

If this happens by accident, then you’ll be alright, contact the proper authorities, and it will be handled. However, if this is not the case, the only possible cause was you – i.e., you not paying what you owe. If you end up being in such an unfortunate situation, fear not, as there are things […]

How to Deal With Your Student Debt Head On

The student loan is the second highest debt category after the mortgage, in the United States. It’s even higher than auto loans or credit cards. The average student of the Class of 2016 has roughly $37,172 in student loan debt. And if you think that you’re alone in this, don’t. There are over 44.2 million […]

The Broke Person’s Guide to Credit Cards

We all know that credit cards are a useful thing. However, they often turn out meaning financial ruin for many people who end up using them irresponsibly. If that’s happened to you, there’s no reason to be upset. Credit cards are designed to be both handy and terrible. It’s easy to get into that whirlwind […]