How to Handle the Financial Side of Dating

Dating has always been complicated for everyone. It is a prerequisite to something much more enriching later on, but most often don’t like the dating to relationship cycle. However, this mostly has to do with other things, and among the many – money is at the top of the list. Putting all other things aside, […]

Why You Should Avoid Cash Advances

At first glance, it sure seems that cash advances sound great – even the name suggests as much. You get cash in advance! It can’t get any better than that. Cash advances are pretty much that, but as the case is with many things in life that sound too good to be true – they […]

6 Tips for Keeping Your Security Deposit

Many believe that security deposits are often as good as gone, especially when the landlord is firm in their stance that it’s your fault. However, the reality is different. There are several ways and methods that you can use to get back that deposit worth a whole month’s rent. 1. Plan the Minute You Move […]

Your Utilities Were Cut Off… Now What

If this happens by accident, then you’ll be alright, contact the proper authorities, and it will be handled. However, if this is not the case, the only possible cause was you – i.e., you not paying what you owe. If you end up being in such an unfortunate situation, fear not, as there are things […]

How to Deal With Your Student Debt Head On

The student loan is the second highest debt category after the mortgage, in the United States. It’s even higher than auto loans or credit cards. The average student of the Class of 2016 has roughly $37,172 in student loan debt. And if you think that you’re alone in this, don’t. There are over 44.2 million […]

The Broke Person’s Guide to Credit Cards

We all know that credit cards are a useful thing. However, they often turn out meaning financial ruin for many people who end up using them irresponsibly. If that’s happened to you, there’s no reason to be upset. Credit cards are designed to be both handy and terrible. It’s easy to get into that whirlwind […]

Loans That All Millennials Need

The world today is fast-changing, and it has been like that for quite a while now, better than some two decades or more; depending on your point of view. Most Millennials have started growing up in a world that was already beginning to look like something that exists today. Most of the teen years and […]

What Are the Best Ways to Improve Your Credit

For those of us who don’t know, a credit score is the numerical expression of your creditworthiness as an individual. Various lenders such as banks or credit card companies use these credit scores to evaluate a person’s potential risk of defaulting on their credit as well as to mitigate their losses in the event of bad debt.  […]

How Will Bad Credit Affect You in Your Daily Life?

When we talk about bad credit, we are referencing a negative credit score that a financial institution gives to an individual. It stands for that person’s payment history as well as their ability to pay off debts.  If you find yourself in a position of a sad and low credit score, it means that you […]