Credit scores are incredibly important and are taken into consideration every time you make a significant purchase such as a car, or house, or when looking for a job or applying for insurance. But other than that, most don’t know much about them. Many don’t realize whether they have a credit score or not, what […]
Like many other things, credit checks affect your credit score. However, it all depends on what type these checks are. They can either be a soft credit check which has no impact or a hard credit check that can negatively affect your score. With that in mind, let’s first take a look at the difference […]
For those of us who don’t know, a credit score is the numerical expression of your creditworthiness as an individual. Various lenders such as banks or credit card companies use these credit scores to evaluate a person’s potential risk of defaulting on their credit as well as to mitigate their losses in the event of bad debt. […]
When we talk about bad credit, we are referencing a negative credit score that a financial institution gives to an individual. It stands for that person’s payment history as well as their ability to pay off debts. If you find yourself in a position of a sad and low credit score, it means that you […]
When you end up having a bad credit score, the result is always the same. You become limited with your financial options, you can’t get loans or a credit card, and in some cases – you can’t even get a job. The best solution is to, not tarnish your score with bad financial decisions. You […]
Millions of Americans take personal loans every year as they are a good solution for when cash is needed for a wide range of purposes. The problem here is that personal loans come in many shapes and forms and most people fail to realize what that means. That usually results in them getting a bad […]
This article is here to help you avoid a bad credit score in a fun and intuitive way. So, sit back and enjoy as we take you on a journey through the dangers of bad credit and getting you to the best score you can have! Resist the Temptation Most people start with good credit […]