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Who We Are

At Illinois Lending, our goal is to offer you an affordable and flexible loan when you need it the most. We understand there are moments in life where you may need quick cash to give you more financial flexibility – it could be for medical costs, rent, home repairs, a large purchase, or to help pay off expensive payday loans! When these moments happen, you can trust our friendly and knowledgeable team to help and support you in choosing the loan that’s right for you.
Our loans are easy to obtain and we offer flexible payment terms!

Our Story

Illinois lending first opened its doors in 1996 on Wells Street in Chicago, IL. Our goal from day one was to offer customers access to affordable, short-term installment loans. In addition to our six locations in Illinois, we offer online loans. We continue to exceed customer expectations by providing installment loans that are substantially cheaper and more flexible than most payday loans. 

We’re proud of the prompt, friendly service we have provided the people of Illinois for 22 years and counting. Every day we continue to meet the borrowing needs of our customers by offering same day approval, lower cost installment loans. We want to be your first choice when you need fast cash and are looking for a convenient, affordable alternative to expensive payday loans. We want you to know that Illinois Lending will always be there for you, and will always be “The Better Way to Borrow.”

Why Choose an Illinois Lending Loan
over a Payday Loan?

We offer loans that can actually help, not bury you in debt and put on added stress. We offer true installment loans with lower rates than your typical payday loan. Did you know that the average interest rate on a payday loan is over 400%!? How are you supposed to get ahead with a rate that high holding you back? Our loans are easy to obtain, offer flexible payment terms, and a check can be in your hand the same day! Don’t get caught taking out a payday loan - compare our rates, you’ll be glad you did.

Apply Today!

What our customers are saying

Angie

I love this company they were there for me when I needed extra cash for my move.

Jason

Once again, the best in the biz. Always above and beyond customer service, especially Jen. Great women at the Moline location.

Pamela

Staff is always friendly and helpful.

Melissa

Great staff always helpful and nice. Great rates.

Jeffrey

Very professional and helpful. And certainly a better value than a payday loan or title loan place. I recommend Illinois Lending greatly.

Autumn

I really love this place they have very friendly staff. They even went above and beyond when I was having trouble getting me check cashed I really love this place and will recommend it to everyone.

Joshua

Super friendly and amazing to deal with!

Richelle

Illinois lending is very friendly and very easy to work with. It was the best solution for our financial situation.

Stephanie

Everyone is absolutely amazing! They're always understanding when you can't make a payment. The staff go up and beyond to assist you. Thank you so much.

Diana

Refinance with ease. Excellent customer services. Been doing business with them for years and always feel welcome.

Jackson

Every time I come see the women at the Moline office, they make borrowing so simple and easy. I never have any grief or negative attitudes to deal with. They make borrowing fun and enjoyable.

Darryl

Provided me with a small loan to get over the hump. Easy process, customer service was friendly and polite.

Daquana

Super easy and efficient process! I needed the loan due to a family emergency. I got approved within minutes, walked into location and was out with my loan in under 45 minutes.

Eugene

Great service! Application process is easy to complete and approval is usually the same day. The rates they charge are much more affordable than a lot of other lenders in this category.

Cynthia

My experience is always positive and helpful. Have been doing business with this company for a long time. I have no complaints.

Rita

My experience was great it did not take a long time to do my loan. I was I and out within 15 minutes with no hassle at all.

Anika

Trustworthy, quick and personable. That’s the best way to describe the team of young ladies that work at Illinois Lending. Thank you for your professionalism and smiles.