A large part of maximizing your income is knowing what you’re worth. Asking your employer for a salary that reflects this figure isn’t always easy considering money discussions can be uncomfortable in some settings. Regardless, you deserve to be paid for your hard work at a rate that reflects your skillset and work ethic. We’ve […]
The holidays are just around the corner and that means baking delicious treats, listening to Christmas music, and spending time with loved ones. This can also mean buying expensive flights in order to see everyone. If you don’t plan ahead, you can end up spending an exorbitant amount on domestic or international flights that can […]
Making your meals more cost-effective begins with your trip to the grocery store as having food at home is an excellent way to keep you from eating out at restaurants, bars, and fast-food eateries. With a few tips, tricks, and modifications to your grocery shopping plan, you can save more money in the long run. […]
An intimate knowledge of your personal finances is a must, but this can, sometimes, prove to be challenging as it’s not uncommon that your personal finances will grow more complicated as you move through life. For example, how you managed your money in your early 20s versus your strategy for finances when you become a […]
There’s nothing wrong with being a big spender—unless you’re living above your means and are unable to make good on your other financial obligations. Keeping an eye on how much of your money is being funneled into more frivolous habits is a great way to maintain the lifestyle you desire while also having whatever funds […]
Budgeting for a new baby can be stressful. Smart Asset suggests the average cost of having a baby can range between $5,000-$11,000––this figure accounts purely for the process of delivery and not the first year of your child’s life. Considering the high cost of simply bringing the baby into the world, it’s no surprise that […]
Arguably, the best part about cold weather is entering your warm and toasty home after being outside. Unfortunately, this comfort is usually coupled with an uptick in your living expenses––specifically your heating bill. Depending on whether your heat is gas or electric, the average heat bill can range from $40-$160 per month and this figure […]
Crafting a monthly budget is a fantastic way to hold yourself accountable to your financial goals and stretch the capabilities of your income. While crunching numbers can be a little frustrating, the benefit of creating a personal monthly budget is that you will have an individualized plan for how you aspire to spend your money. […]
Preparation for events of emergency begin with your financial stability. Just like life, your income can become subject to change, and it’s a good idea to be ready for anything. Consider steadying your income by opening an emergency fund for the events you can’t plan for. What is an emergency fund? An emergency fund is […]