2020 Savings: 10 Ways to Cut Expenses

How to cut expenses The start of the new year is a great time to cut back on spending and set financial goals for the future. One of the best ways to save money is to change your actual spending habits. There are various ways to reduce expenses and save more money throughout the year. […]

How to Gain the Financial Independence Necessary to Retire Early

Every day, the FIRE movement gains traction as it works to financially emancipate citizens from their day jobs, side hustles, and overtime work. For those unfamiliar, FIRE is an acronym that can be broken up into two parts: financial independence and retire early. For some, gaining financial independence allows them to retire early. Today, we […]

Budgeting Best Practices: What’s the 50, 30, 20 Rule?

The best thing about budgeting is that the right way to do so is, usually, also the way that works best for you considering your goals. Sometimes, however, figuring out the right fit can take a little while. Luckily, there are a handful of tried and true methods that work for many savers at different […]

How to Plan for Retirement Now

It’s never too early to start thinking about your retirement. If you’re really serious, it’s never too early to start planning and making moves to make sure your retirement is set to be financially comfortable. A good place to begin is thinking about what age you’d like to retire and what type of life you’d […]

Tax Season Made Simple: Understanding Federal Tax Withholding

It’s never too early to start thinking about tax season. In fact, although many people think of tax season as a spring activity, tax season typically begins January 1st and ends April 15th. With this in mind, filing season might be sooner than you thought. While most all of us commiserate about fulfilling this duty […]

How to Calculate Your Net Worth

When we think of net worth, it’s usually concerning someone else—a celebrity, boss, or person who seems to be doing extraordinarily well. But what of our own? Your net worth is just as interesting and important as that of someone else’s. As defined by Investopedia, this figure is “the measure of wealth” and “the difference […]

What is a High Yield Savings Account?

With the accessibility of information out in the world, savers are able to make more financially savvy decisions about how to earn, invest, and store their money. What may have once been an intimidating subject, is now something more people can take an interest in and make the right decisions for themselves. With this said, […]

Post-Grad Life: Why Millennials are Still Living at Home

More and more, millennials are moving back home after completing their degrees. A survey conducted by TD Ameritrade reports 50% of millennials plan to move back home with their parents following college. But why is this? How is it that the start of independence becomes short-lived for some? Post-grads seem to be making different decisions […]

Emergency Funding Basics: How to be Prepared

In our last post about emergency funds, we broke down what they are and why everyone should consider having one. But how does one go about building this fund and maintaining it? How long do you need an emergency fund? What types of emergencies is your fund for? These are all great questions to consider […]