Unemployment Loans: How to Get One When You Need It Most

Regardless of how prepared you might be, life has a way of catching us off guard. For some, this may look like an accident with a car, a flooded basement, or a change in health and wellness. No matter what that thing is, you want to make sure you have options to take care of […]

Tax Season Made Simple Part 2: Places to File Your Taxes

It’s that time of the year where we commiserate over fulfilling our American duty of filing our taxes. As you progress in life, it’s likely that your taxes become trickier to file, you have multiple streams of income, or the tax legislation has changed and you’re unsure of where to begin. Luckily there are multiple […]

5 New Year’s Money Saving Goals for 2020

The new year is a fresh and exciting time to set financial goals and intentions for the calendar year. Knowing where to start and how to keep track of each saving goal can be challenging so we’ve compiled a list of five that may be a good place to begin this new year. 1. Work […]

How to Eat Healthily on a Budget: 3 Money-Saving Staples

Every new year, we think of ways to reoptimize our lives, work towards becoming a better person, and generally, making better decisions than we did in the year prior. The new year offers a mini-renaissance wherein we get to start over and improve on ourselves by making these choices. Much of the planning to make […]

2020 Savings: 10 Ways to Cut Expenses

How to cut expenses The start of the new year is a great time to cut back on spending and set financial goals for the future. One of the best ways to save money is to change your actual spending habits. There are various ways to reduce expenses and save more money throughout the year. […]

What Does It Mean to Default on a Loan?

What is a default on a loan? A default on a loan is what happens when you fail to make payments for a certain period of time. When a loan becomes defaulted, it is sent to collections. The debt collections agency then has ownership of the debt and will contact you in order to collect […]

How Long Does Bankruptcy Stay on Your Credit Report?

Life is full of surprises—both good and bad. And a lot of times, these surprises come with a heavy price tag. Whether it be from illness, loss of employment, or divorce, there may be a time when expenses keep piling up without you being able to pay them off. This ever-present debt can cause great […]

The Pros & Cons of Personal Loans for Debt Consolidation

In 2019, the national debt reached a record-breaking $22.22 trillion dollars. On an individual level, consumer debt began approaching $14 trillion earlier in this same year. Between home, automotive, student loans, and credit card debt, people are looking for ways to bring this figure down to emancipate themselves and make different decisions with their money. […]

How to Gain the Financial Independence Necessary to Retire Early

Every day, the FIRE movement gains traction as it works to financially emancipate citizens from their day jobs, side hustles, and overtime work. For those unfamiliar, FIRE is an acronym that can be broken up into two parts: financial independence and retire early. For some, gaining financial independence allows them to retire early. Today, we […]